Shari Marcus Charlotte Real Estate

Mortage Professionals


 

Countrywide
Home Loans

Liz Thomas
704-996-9981

Dover Mortgage
Company

Janis Graham
704-777-8804

Wells Fargo
Home Mortgage
Cynthia Roberts
704-905-7796



Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



When Applying for a Mortgage...


1)    Thou shalt NOT
         
change jobs or
  
       quit your job!  

  2)  Thou shalt NOT

       buy a car!

 

 3)  Thou shalt NOT

      use charge cards

      excessively or make

      late payments!            

 

4) Thou shalt NOT

     spend money you

       have set aside for

       your new home!

 

5)  Thou shalt NOT

     omit debts or

       liabilities from your

       loan application!

 

 6)  Thou shalt NOT

      buy furniture!

 

 7)  Thou shalt NOT

      originate any

      inquiries to your

      credit!

 

 8)  Thou shalt NOT

      make large deposits

      to your bank account!

 

 9)  Thou shalt NOT

      change bank
accounts !

 

10)  Thou shalt NOT

       co-sign a loan

       for anyone!

 

 

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